Professional Mortgage Advisor

Expert advice without charging you any fees

You need jargon free, honest advice with no surprise fees. Take the first step towards your dream home…

I am a non-fee charging  whole of market mortgage broker, providing my advice purely for your benefit. Let me handle the complexities and liaise with the lenders on your behalf.

Contact me today to discover how my fee-free, personalised mortgage advice can simplify your property journey and secure the right deal for you.

First time buyers mortgage advice

First Time Buyer

Ready to embark on your homeownership journey? Get step by step tailored guidance

Moving Home Mortgage advice

Home Mover

Porting your mortgage, additional borrowing*, and everything you need to do

Remortgage Advice

Remortgage

Comparing lenders across the whole of market, with plenty of time to review the solution for your needs

Buy-to-let Mortgage Advice

Buy to Let

Funding onward purchases, investing or remortgaging – advice whenever you need it

*Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Non-fee charging mortgage broker

Mortgage brokers predominantly earn their living from commission paid to them by the institutions that lend you the money for a mortgage. This is on top of what you pay as a fee for advice.

MK Mortgages is different. I believe you have enough to pay for when purchasing a property and so I don't charge you for any of my mortgage advice or guidance - no free initial consultations - no admin fees - no final agreement fees...

Just useful mortgage advice when you need it.

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Excellent
MK Mortgages5.0
Based on 99 reviews
Sarah Cox
1 month ago
Marc provided helpful and reliable advice, and showed genuine care towards us throughout. He was responsive and timely and offered flexible hours for appointments that could accommodate our working hours. I would absolutely recommend MK Mortgages.
Response from the owner:Thank you Sarah. Always happy to work around client diaries to enable things to progress.
Olly Smith
2 months ago
Amazing services for first time buyers. Marc is extremely efficient and provided great, honest communication throughout our whole mortgage process. Highly recommend.
Response from the owner:Thank you Olly, its been a pleasure to help you both with your first purchase.
Adam
2 months ago
I’ve now used Marc for two mortgages and a renewal, and I wouldn’t go anywhere else. He’s always been brilliant to deal with. The process is straightforward, communication is great, and he’s always on hand to answer questions, no matter how silly they might seem. As someone who likes to understand what’s going on, I’ve asked plenty over the years, and he’s always taken the time to explain things clearly and patiently. Buying a home can be stressful, but having someone you trust makes a huge difference. He’s knowledgeable, responsive, and genuinely cares about getting the best outcome for his clients. Most importantly, he’s just a genuinely nice guy and a pleasure to work with. I wouldn’t hesitate to recommend him to anyone looking for a mortgage broker.
Response from the owner:Thank you Adam, thats an amazing review. I look forward to helping you on the next mortgage.
Genevieve Thompson
3 months ago
Marc provides an excellent service. From the initial phone call he was clearly very knowledgeable and effectively communicated everything we needed to know which put us at ease as first time buyers. Throughout the process he was quick to respond to any queries or concerns we had. We had a very smooth experience with out first house purchase thanks to Marc.
Response from the owner:Thank you Genevieve. Really happy the whole process went so smoothly for you both and thank you for the positive review.
Paul Barnes
5 months ago
Thank you Marc for your excellent knowledge of the mortgage market and finding the best deal for me. It was better than other mortgage consultants could find. Also for keeping your eye open to look for any better deals coming on the market and finding an even better deal whilst I was going through the mortgage application of the original mortgage.
Response from the owner:Thank you for using MK Mortgages Paul. Knowledge and technology working well together. And all without paying a broker fee.
aneta ginda
5 months ago
Truly amazing and professional service! The sale and purchase of my property was truly a nightmare. During the process, I had to apply for a mortgage several times. After two valuations and a change in the purchase price, the mortgage offer expired, and I had to apply for a new one. This made the entire experience extremely stressful. However, MK Mortgages supported me throughout this very difficult time. I believe I must have been a nightmare client, yet Marc remained patient, helpful, and supportive from the very beginning. He not only supported me with the mortgage application but also emotionally. Hearing Marc say, “Everything will be okay, don’t worry,” meant a lot to me. You don’t often hear such reassuring words from brokers. The service and support from MK have been outstanding – always quick to respond, offering excellent advice, and providing friendly support during such a challenging time. I highly recommend them; you won’t be disappointed. I look forward to working with Marc again in the future. Thank you!
Response from the owner:wow, thank you Aneta for this latest review. It was a pleasure to help you and get you into your new home and new start. Thank you for this amazing review Aneta. Good luck in the new home.
chrisdolan74
5 months ago
Marc has provided Mortgage guidance to us for several years now and provides excellent advice and insights to help you make good informed decisions. He is always contactable, approachable, and very prompt in getting back to messages or provide further information where needed. I highly recommend MK Mortgages.
Response from the owner:Thank you Chris, very kind words.
Nick Elloway
6 months ago
Marc has been very helpful and knowledgeable over the years to arrange the best mortgage for my circumstances. Highly recommend
Response from the owner:Thank you Nick, its been a pleasure to help you over the years.
Jonathan Lingard
7 months ago
Marc is a phenomenal mortgage advisor with a wealth of experience. We were making a difficult move from one part of the country to another. Marc made the process of getting the right mortgage easy through clear advice.
Response from the owner:Wow, thank you Jonathan. It's great to hear that my advice has supported you in your moving home journey. I look forward to helping you further in the future.
Marc is wonderful. Marc has sorted all our very complicated mortgages out and always has the best results for us. I can’t imagine remortgaging without Marc. Highly recommend.
Response from the owner:Thank you Hannah, great to hear and have an amazing Christmas.
Derek Rawle
8 months ago
Got good advice and an efficient service for the second time. I'll definitely be using MK again
Response from the owner:Thank you Derek, much appreciated.
Emily Townsend
10 months ago
We would recommend Marc to anyone! Marc has helped us with buying our first home and a more recent house move. He has your interests at heart, very informative and super quick at responding. Thank you Marc!
Response from the owner:Thank you Emily and I look forward to working with you again.
Debby Wooding
10 months ago
Marc has managed our mortgages for years and we wouldn't go anywhere else. He’s utterly committed, resourceful, knowledgeable, he cares about getting the right product for you and your circumstances and he strives to get you the best deals he possibly can. He’s also super patient when reworking numbers over and over again!! Thanks Marc you’re a star.
Response from the owner:Hi Debby, always a pleasure to help you both. Thank you for the review.
Callum Johnston
10 months ago
Marc was extremely helpful. He gave me a whole introduction to applying for a mortgage and was very nice about the whole process. He understood the time constraints that I had and was able to assist in a timely manner.
Response from the owner:Thanks Callum. Good luck in your new home.
Louise McInnes
11 months ago
MK Mortgages were extremely professional and very knowledgeable. I can highly recommend their services. I wouldn’t go go anywhere else for advice going forward.
Response from the owner:Thank you Louise.
Laura Howling
11 months ago
Marc was so helpful and personable, and so generous with his time. It wasn’t the most straightforward purchase and Marc was always able and keen to provide sensible, measured and useful counsel. We would definitely recommend Marc to anyone buying a house and we will be using him in future for sure!
Response from the owner:Thank you and I wish both of you all the best for the future.
Sarah Sprintall
11 months ago
Marc at MK Mortgages has helped us with a number of our new mortgages and remortgages. He goes out of his way to understand each application and its differences. His experience is extense and his professionalism ensures your supported every step of the way. Makes the process painless and convenient. Thank you Marc as always.
Response from the owner:Thank you Sarah. Wishing you all the best with the move.
Joff Cheney
11 months ago
Marc was very helpful, professional and knowledgeable. By getting all the paperwork he knew would be needed early in the process made the actual mortgage application very simple, so simple I had an offer in 1 day. I would highly recommend Marc and his team.
Response from the owner:Thanks Joff. Although I will of course take the credit, the lender did its bit! It was easy though as you sent everything I required so was well positioned to deal with any lender questions.
Vanessa Pearson
12 months ago
Marc was very communicative and provided a great service. We would not hesitate to use him again to remortgage.
Response from the owner:Thank you Vanessa. I look forward to working with you again on the remortgage.
Max Brayson
1 year ago
Marc at MK has been an incredible help for my wife and I in the process of buying our first house. He is extremely knowledgeable and always made himself available to answer questions or queries. I would happily recommend Marc to anyone in need of his services.
Response from the owner:Thank you Max and enjoy the new home
Joe Smee
1 year ago
Great service, Marc really pulled out all the stops and made complicated processes simple for me. He also got me a good rate with a niche lender when the high street lenders said no.
Response from the owner:Thanks Joe and good luck in the new home.
I was introduced to Marc Kavanagh through my Solicitor in 2016 after my divorce. During a difficult time of upheaval, Marc dealt with the remortgage of our family home into my sole name, carrying out work behind the scenes to then give me options to continue to allow my children and I to stay in our family home. Apart from being a nice guy to deal with, he was understanding, had empathy, gave sound advice and did everything in a most professional way. We have been in our family home now for 25 years - the only one my children have ever known. The process helped to give them stability during a time of emotional upheaval and I cannot thank Marc enough. I would recommend him in a heartbeat and indeed, will do so when my children want to buy homes of their own.
Response from the owner:Thank you for your kind words Samantha and its been great to help you and the family over the years.
Caroline Berry
1 year ago
Working with Marc was a pleasure. He was very supportive and encouraging, which was very valuable for me as a first time buyer, taking a lot of pressure out of a dauting experience. Marc ensured all our communications were easy and efficient, and took the time to answer all of my questions. A very welcomed human approach, thank you!
Response from the owner:Thank you Caroline. Its been a pleasure to help you with your first purchase and I look forward to working with you again.
AJ Woods
2 years ago
Marc was fantastic - patient and helpful finding me the right product for my needs. Would highly recommend.
Response from the owner:Thank you for the review and kind words.
Dipesh Shah
2 years ago
From the beginning Marc has delivered 5 star service. We have had a few complicated transactions and Marc has used his experience, knowledge, patience and relationships to deliver some fantastic solutions for us. Having dealt with a few people in this industry I haven’t come across someone like Marc who has a personal approach to delivering what you need. Even though Marc doesn’t charge a fee, you would not be disappointed by the value he provides. Thank you Marc and I look forward to the upcoming transactions with you.
Response from the owner:Thank you Dipesh, and I'm really happy that we found the right solution. Onto the next purchase!

Forces Help to Buy Scheme

Fee-free mortgage advice for those serving in the armed forces, or embarking on civilian life. How the Forces Help to Buy Scheme works.

The no-nonsense approach to mortgage advice

Contact MK Mortgages

Please use the contact form to get in touch. The earlier you start the process the better.

Marc Kavanagh is a non-fee charging, whole of market mortgage adviser, providing advice purely for your benefit.