Helping you on your property journey

Mortgage advice

Without the fees.

When faced with a huge financial decision, you need jargon free, honest advice, and no surprise fees.

I am a non-fee charging whole of market mortgage adviser, providing my advice purely for your benefit. Once I understand your individual circumstances and needs, I research across the mortgage market so I can recommend the most suitable mortgage deal for you. As part of my service, I deal with the lender on your behalf, taking the stress out of the process for you.

First time buyers mortgage advice

First Time Buyer

Guidance all the way so you know exactly what’s happening, and how much it all costs.

Moving Home Mortgage advice

Home Mover

Porting your mortgage, additional borrowing*, and everything you need to do

Remortgage Advice


Comparing lenders across the market, with plenty of time to review the solution for your needs

Buy-to-let Mortgage Advice

Buy to Let

Funding onward purchases, investing or remortgaging – advice whenever you need it

*Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Forces Help to Buy Scheme

Fee-free mortgage advice for those serving in the armed forces, or embarking on civilian life. How the Forces Help to Buy Scheme works.

Excellent5.0 Based on 57 reviews from review us onAlina SvinchukAlina Svinchuk ★★★★★ We are so happy with the excellent service, advise and help from Mark and MK Mortgages team. Mark has always been there for us, answering our questions, providing guidance, and offering support. He made a difficult process so much easier. I will always recommend MK Mortgages team. Thank you for this great experience!Response from the ownerHi Alina, thank you for a great review. We look forward to helping you again in the future. Owen LattyOwen Latty ★★★★★ Marc and Sooz both amazing, so quick to get in touch and always there for guidance when needed - highly recommendResponse from the ownerHi Owen, thank you for the great review and for mentioning Sooz. We both wish you well in your new home. AnnaAnna ★★★★★ Marc gave us different options and patiently explained what they all meant and the potential implications. We had several phone calls with him before we decided what to do and wouldn’t have been able to do it without his input. Wouldn’t hesitate to recommend.Response from the ownerThanks for the 5 star review Anna, always nice to see our clients saying thank you for our fee free service. James WhitworthJames Whitworth ★★★★★ Used them for 6 years now, a great service. Initially when setting up Marc was great at helping out with some certifications that the seller had not got. I'm not sure I would have been able to buy this place if it were not for him.For my most recent mortgage renewal, Marc has been excellent at monitoring rate changes and letting me know when there is a better offer even though a new agreement was already in place.Would definitely recommend to anyone looking for a mortgage advisor.Response from the ownerThanks for the review James, hopefully offer number 5 will be the last one. All part of the fee free service James. Laura GreenwoodLaura Greenwood ★★★★★ We have been with MK Mortgages for about 6 years and have been very happy with the advice and help we have been given. Wouldn’t go anywhere else for mortgage support.Response from the ownerThank you Laura, wow, is it 6 yrs already? time flies. To the next time. karl wardkarl ward ★★★★★ Marc and Sooz were both a pleasure to deal with and very attentive to address our needs. The team were fantastic in getting us the best deal, making the process clear and easy with excellent communication! I was recommended and have nothing but positive words to say and have recommended the team to friends safe in the knowledge they will deliver excellent results. Cannot thank them enough and will continue to work with MK mortgages in future!Response from the ownerHi Karl, thank you for a great review. Its always a pleasure to help you both and I look forward to the next one. Thomas HarperThomas Harper ★★★★★ Always an amazing service from MK Mortgages. I used MK Mortgages as a first time buyer who had no idea what I was doing. Marc and Sooz made the process incredibly easy and simple to understand. I am currently going through my second remortgage with MK Mortgages which has all been going perfectly, couldn't recommend enough.Response from the ownerHi Thomas, big thank you from both Sooz and I. Always a pleasure to help and we look forward to the next one. Matthew PettyMatthew Petty ★★★★★ Sooz and Marc were professional, helpful and informative throughout the mortgage process. I would highly recommend M K Mortgages and will use them again in the future.Response from the ownerHi Matthew, thanks for the review and we look forward to helping you again in the future. Simon FletcherSimon Fletcher ★★★★★ I have used Marc at MK Mortgages since 2006. In all that time I have found him extremely knowledgeable and up to date on a ever changing and confusing industry. Marc is very attentive to fully understanding our circumstances so he ensures he places us with the best mortgage provider to match our needs. Each year Marc proactively offers a review and constantly stays in touch which we like. If you are thinking of using a mortgage adviser, you will not be disappointed if you use Marc and the team at MK Mortgages.Response from the ownerThank you Simon, very kind words. We look forward to helping with many more mortgages in the future. Sharron JohnsSharron Johns ★★★★★ An amazing efficient and highly professional service from Marc and Sooz. They ensured we were aware of every step and supported us on each phone-call we made through the maze of re mortgaging . Sooz always went above and beyond and I would recommend them to everyone. Thank you so much.Response from the ownerHi Sharron, thank you for leaving this review and for mentioning Sooz. She does a lot of work in the background so its lovely that she gets the credit. Calum JohnsCalum Johns ★★★★★ Could not recommend any higher. Mark is incredibly knowledgeable and on many occasions was happy to talk through multiple options that were right for my situation. He explained options very simply for what is very complex proesss for someone doing this for the first or second time. He has a wealth of knowledge of the sector and I always felt my recommendation was a highly informed one with the best financial upside.Sooz supported the finer detail of the process and went over and above in so many situations for us. She was highly responsive and kept everything moving at pace for us. Nothing was too much of an ask for her and she took so much stress out of it all.Great business & great people!Response from the ownerCalum, this is a great review and thank you for taking the time to mention Sooz. Its been a pleasure to help you and we look forward to helping you in the future james rossjames ross ★★★★★ MK Mortgages really care about what is right for you as the client and Marc is a really bright guy who understands the whole market place....used them for many years and service is always outstandingResponse from the ownerThank you James, really appreciate the review. Rob EliasRob Elias ★★★★★ Marc took all the stress and worry out of a potentially difficult remortgaging situation. The process he put in place ensured we got the best possible deal. Consistently, over a number of years, he’s been giving of his time to offer expert insight and advice. We’re very happy and would definitely recommend his services.Response from the ownerThank you for the brilliant 5 star review Rob. Always a pleasure to help you out. Rosie FitzpatrickRosie Fitzpatrick ★★★★★ Can't recommend Marc highly enough! He did an absolutely fantastic job in finding the right mortgage in a challenging market and did not charge any fees! Marc's professionalism, expertise, and dedication throughout the entire process were truly commendable and he went above and beyond what I would expect from a mortgage broker.He took the time to thoroughly understand my financial situation, goals, and preferences and provided me with comprehensive advice and guidance that helped me navigate the complex market conditions. He made sure I understood every step of the house buying process in general and diligently explained my options.One of the standout qualities about Marc, and Sooz!, were their accessibility, responsiveness and proactiveness. They were always just a phone call or email away, ready to answer any questions or concerns.Thank you Marc and Sooz!Response from the ownerHi Rosie, that's an amazing review!! thank you and for thanks mentioning Sooz. Dominic KnightDominic Knight ★★★★★ Marc gave me great advice and insight and it cost me nothing. What's not to like! Thank you!!Response from the ownerPleasure, happy to have helped you both. darren ponddarren pond ★★★★★ Our experience of using MK Mortgages was fantastic. Marc was extremely patient with us, working to a tight time frame and still managed to secure us a mortgage cheaper than we could get directly from the lender.Both Marc and Sooz were more than helpful throughout, patient and showed true professionalism. The advice offered was honest, which at the current time, given the uncertainty of the market was appreciated, it was to the point and Marc’s knowledge of the market was clear.We are truly grateful for the help given, with our only regret being we didn’t make contact earlier than we did. I would highly recommend.Response from the ownerThank you Darren, that's great to hear and thank you for mentioning Sooz. Isobel McLauchlinIsobel McLauchlin ★★★★★ Brilliant service. Prompt and responsive and worked out of usual business hours to secure the best deal for us. Would highly recommend.Response from the ownerThank you for the feedback and 5 star review Isobel. Kim WilesKim Wiles ★★★★★ Can’t recommend Marc and team highly enough! They have been our trusted partner for our remortgages for over a decade now and their diligence and brilliant advice and help has made a big difference to us. Thank you Marc and Sooz!Response from the ownerHi Kim, thank you for the great review and its been a pleasure to help you both over the years. Katarzyna PiotrowskaKatarzyna Piotrowska ★★★★★ Very professional. The team always keeps an eye on deadlines, deals and manages cases extremely efficiently. Very happy customer.Response from the ownerGreat to hear Katarzyna, always happy to help you and the family with your mortgage needs. Joanne DavenportJoanne Davenport ★★★★★ Response from the ownerThank you for the 5 stars THEBES86THEBES86 ★★★★★ Response from the ownerThank you for the 5 stars Amy KingAmy King ★★★★★ Fast, friendly and family focused.The main strength of MK Mortgages is their personal touch. Marc is almost always available on the phone- he has helped us from purchase and through two renewals. He listens well, explains things clearly and we feel he really cares.Sooz is super efficient and deals with the admin side (a minefield in its own right)- she sends reminders near the time of renewal (way before you’ve even thought about it) and is always quick to respond to emails. No question is too silly!Both Marc and Sooz have a warm manner than reassures you that you’re in safe hands. They know their stuff and always place their clients at the centre of their decision making.We wouldn’t re-mortgage with anyone else. As our family continues to grow, I’m sure they’l help us more in the years to come.MK Mortgages save us so much time and allows us to side/step the jargon and feel more confident in navigating these most turbulent of financial times.Response from the ownerThank you for the amazing review Amy and for highlighting the great work that Sooz does.We look forward to working with you again in the future. Robert BiggsRobert Biggs ★★★★★ Marc has looked after us for a number of years and we are hugely appreciative of all he has done. We would certainly use his services again in the future.Response from the ownerThank you Robert and good luck on the next phase of life for you both. Sajad JafariSajad Jafari ★★★★★ Mark is as honest and reliable as they come - great guy and broker!Response from the ownerThank you my friend, great review to receive. Beckiee FBeckiee F ★★★★★ We were recommended Marc by a Friend and we've used Marc since we brought out first house back in 2018. He's helped us with both are mortgage renewals. & got it locked in fast, which with everything that's happened this year has saved us alot of money! He is organized, explains everything and I mean everything we ask. Gives us plenty of information to help us make our choices. Highly recommend.Response from the ownerHi Beckiee, thank you for the great review. Have a great Christmas js_loader

Non-fee charging mortgage advice

Where is the catch?

Mortgage advisers predominantly earn their living from the institutions that lend you the money in the form of an introductory fee. This is on top of what you give them as a fee for advice.

MK Mortgages is different. I believe you have enough to pay for when purchasing a property and so I don’t charge you for any mortgage advice.

Good isn’t it?

Contact me today for a no-nonsense approach to mortgage advice