When faced with a huge financial decision, you need jargon free, honest advice, and no surprise fees.
I am a non-fee charging whole of market mortgage adviser, providing my advice purely for your benefit. Once I understand your individual circumstances and needs, I research across the mortgage market so I can recommend the most suitable mortgage deal for you. As part of my service, I deal with the lender on your behalf, taking the stress out of the process for you.
First Time Buyer
Guidance all the way so you know exactly what’s happening, and how much it all costs.
Excellent5.0★★★★★ Based on 46 reviews from review us onjames ross ★★★★★ MK Mortgages really care about what is right for you as the client and Marc is a really bright guy who understands the whole market place....used them for many years and service is always outstandingResponse from the ownerThank you James, really appreciate the review. Rob Elias ★★★★★ Marc took all the stress and worry out of a potentially difficult remortgaging situation. The process he put in place ensured we got the best possible deal. Consistently, over a number of years, he’s been giving of his time to offer expert insight and advice. We’re very happy and would definitely recommend his services.Response from the ownerThank you for the brilliant 5 star review Rob. Always a pleasure to help you out. Rosie Fitzpatrick ★★★★★ Can't recommend Marc highly enough! He did an absolutely fantastic job in finding the right mortgage in a challenging market and did not charge any fees! Marc's professionalism, expertise, and dedication throughout the entire process were truly commendable and he went above and beyond what I would expect from a mortgage broker.He took the time to thoroughly understand my financial situation, goals, and preferences and provided me with comprehensive advice and guidance that helped me navigate the complex market conditions. He made sure I understood every step of the house buying process in general and diligently explained my options.One of the standout qualities about Marc, and Sooz!, were their accessibility, responsiveness and proactiveness. They were always just a phone call or email away, ready to answer any questions or concerns.Thank you Marc and Sooz!Response from the ownerHi Rosie, that's an amazing review!! thank you and for thanks mentioning Sooz. Dominic Knight ★★★★★ Marc gave me great advice and insight and it cost me nothing. What's not to like! Thank you!!Response from the ownerPleasure, happy to have helped you both. darren pond ★★★★★ Our experience of using MK Mortgages was fantastic. Marc was extremely patient with us, working to a tight time frame and still managed to secure us a mortgage cheaper than we could get directly from the lender.Both Marc and Sooz were more than helpful throughout, patient and showed true professionalism. The advice offered was honest, which at the current time, given the uncertainty of the market was appreciated, it was to the point and Marc’s knowledge of the market was clear.We are truly grateful for the help given, with our only regret being we didn’t make contact earlier than we did. I would highly recommend.Response from the ownerThank you Darren, that's great to hear and thank you for mentioning Sooz. Isobel McLauchlin ★★★★★ Brilliant service. Prompt and responsive and worked out of usual business hours to secure the best deal for us. Would highly recommend.Response from the ownerThank you for the feedback and 5 star review Isobel. Kim Wiles ★★★★★ Can’t recommend Marc and team highly enough! They have been our trusted partner for our remortgages for over a decade now and their diligence and brilliant advice and help has made a big difference to us. Thank you Marc and Sooz!Response from the ownerHi Kim, thank you for the great review and its been a pleasure to help you both over the years. Katarzyna Piotrowska ★★★★★ Very professional. The team always keeps an eye on deadlines, deals and manages cases extremely efficiently. Very happy customer.Response from the ownerGreat to hear Katarzyna, always happy to help you and the family with your mortgage needs. Joanne McAllister ★★★★★ Response from the ownerThank you for the 5 stars THEBES86 ★★★★★ Response from the ownerThank you for the 5 stars Amy King ★★★★★ Fast, friendly and family focused.The main strength of MK Mortgages is their personal touch. Marc is almost always available on the phone- he has helped us from purchase and through two renewals. He listens well, explains things clearly and we feel he really cares.Sooz is super efficient and deals with the admin side (a minefield in its own right)- she sends reminders near the time of renewal (way before you’ve even thought about it) and is always quick to respond to emails. No question is too silly!Both Marc and Sooz have a warm manner than reassures you that you’re in safe hands. They know their stuff and always place their clients at the centre of their decision making.We wouldn’t re-mortgage with anyone else. As our family continues to grow, I’m sure they’l help us more in the years to come.MK Mortgages save us so much time and allows us to side/step the jargon and feel more confident in navigating these most turbulent of financial times.Response from the ownerThank you for the amazing review Amy and for highlighting the great work that Sooz does.We look forward to working with you again in the future. Robert Biggs ★★★★★ Marc has looked after us for a number of years and we are hugely appreciative of all he has done. We would certainly use his services again in the future.Response from the ownerThank you Robert and good luck on the next phase of life for you both. Sajad Jafari ★★★★★ Mark is as honest and reliable as they come - great guy and broker!Response from the ownerThank you my friend, great review to receive. Beckiee F ★★★★★ We were recommended Marc by a Friend and we've used Marc since we brought out first house back in 2018. He's helped us with both are mortgage renewals. & got it locked in fast, which with everything that's happened this year has saved us alot of money! He is organized, explains everything and I mean everything we ask. Gives us plenty of information to help us make our choices. Highly recommend.Response from the ownerHi Beckiee, thank you for the great review. Have a great Christmas stephanie walker ★★★★★ Always helpful and efficient. Marc takes the time to explain options and follows-up with reminders in good time. He's been great over the 4+ years we've worked with him. Highly recommend.Response from the ownerThank you for this Stephanie, have a great Christmas Sophie Lawrence ★★★★★ Marc advised my two sisters and I on our first mortgage and was absolutely brilliant. He provided helpful and practical advice tailored to our circumstances, was always available to answer questions and provided candid answers, we always felt he was on our side and not angling to sell us what we didn't need or want. The supporting team were also friendly, responsive, and professional. Would highly recommend.Response from the ownerThank you Sophie it was great to help you all with your first purchase. Steve Lindley ★★★★★ So helpful in every aspect of our remortgaging. Communication was excellent, I can highly recommend MK Mortgages !Response from the ownerThank you for the great review Steve Ella Brooks ★★★★★ I cannot recommend Marc and his team highly enough. They helped and supported me throughout the whole process of buying my first home and were always kind and professional.Marc and Sooz made everything as simple as possible and went above and beyond to help. They were always there for guidance and to answer any questions, which was amazing as I was embarking on a process I had very limited knowledge about. I’m not sure I would have been able to do it without them!Response from the ownerThank you Ella. We look forward to helping you again in the future. Jake Lee ★★★★★ Excellent customer service from extremely knowledgable people. I have used MK Mortgages for years and would recommend them to anyone.Response from the ownerThank you Jake, I hope all well with you. S T ★★★★★ Marc helped me secure a mortgage after my divorce, even though he is the Boss, he treated me as he does his clients with understanding my needs and ensuring I was happy and confident with the option I made.Response from the ownerThanks for the review! wont be long before the next review is due. Zoe Thompson ★★★★★ Recommended to me by multiple friends, couldn't be happier with the service we received from Marc and Sooz. We had unique requirements for a mortgage with a stipend and Marc found us a great solution. Wouldn't hesitate to recommend myself now!Response from the ownerHi Zoe, thank you for the review and great to see you moving in now. All the best until next time. LE D ★★★★★ I couldn’t recommend MK Mortgages highly enough! Marc and his team helped us navigate our applications for two mortgages simultaneously (one residential, one buy-to-let) and his explanations and guidance made what had felt like quite an intimidating process go very smoothly. He secured us two excellent deals notwithstanding the turbulence of the market, and his assistant was very efficient with follow-ups as we approached completion day. We’ve just received a card from Marc and team to welcome us into our new home, which was a thoughtful way of rounding off a great experience!Response from the ownerThank you for your comments. We hope that you enjoy your new home and look forward to working with you again. Viv ★★★★★ I highly recommend Marc and his team at MK Mortgages, their support has been absolutely fantastic, exceptionally available to help, explain, sort things for the best resolution. Thank you Marc and Sooz for all your support, I'll definitely use your services again.Response from the ownerThanks Viv, its been a journey but we hope you enjoy your new home. GJ xo ★★★★★ Marc was introduced to me by a friend of a friend when I said I needed a mortgage under quite difficult circumstances. He turned this around for me, kept me updated and got things done quickly. Even got me a good deal when I was lucky to get a mortgage let alone a good deal! I would’nt go anywhere else. Thanks so muchResponse from the ownerHi, thank you for the kind words and it was a pleasure to help you. Enjoy the new home! craig richards ★★★★★ Fantastic experience – Marc and Sooz have been outstanding from start to finish in helping guide me through the complex process of finding a suitable mortgage for a first-time buyer. Marc even helped guide me on what best/worst attributes to look out for when house hunting, and what kind of offers should be pitched to the vendors in the current market.Other additional services such as mortgage cover were offered, but never pushed – which I appreciated.Very easy to deal with and get in contact with when needed, professional at all times - Highly recommend MK Mortgages .Response from the ownerHi Craig, thank you very much for this brilliant review. it was great to help you and we look forward to working with you again in the future.
Non-fee charging mortgage advice
Where is the catch?
Mortgage advisers predominantly earn their living from the institutions that lend you the money in the form of an introductory fee. This is on top of what you give them as a fee for advice.
MK Mortgages is different. I believe you have enough to pay for when purchasing a property and so I don’t charge you for any mortgage advice.
The tricky thing about getting a mortgage when you’re a serving forces member is that your lifestyle is somewhat different from someone with a 9-5 job. The good news is
As trusted mortgage advisers we have a requirement to fully understand our clients’ financial situation, which means we will need to see certain paperwork, and ask about the source of