
Professional Mortgage Advisor
Expert advice without charging you any fees
You need jargon free, honest advice with no surprise fees. Take the first step towards your dream home…
I am a non-fee charging whole of market mortgage broker, providing my advice purely for your benefit. Let me handle the complexities and liaise with the lenders on your behalf.
Contact me today to discover how my fee-free, personalised mortgage advice can simplify your property journey and secure the right deal for you.

Non-fee charging mortgage broker
Mortgage brokers predominantly earn their living from commission paid to them by the institutions that lend you the money for a mortgage. This is on top of what you pay as a fee for advice.
MK Mortgages is different. I believe you have enough to pay for when purchasing a property and so I don't charge you for any of my mortgage advice or guidance - no free initial consultations - no admin fees - no final agreement fees...
Just useful mortgage advice when you need it.
Like the sound of this?
Having dealt with a few people in this industry I haven’t come across someone like Marc who has a personal approach to delivering what you need.
Even though Marc doesn’t charge a fee, you would not be disappointed by the value he provides.
Thank you Marc and I look forward to the upcoming transactions with you.
He was recommended to me by a friend and did not disappoint. He made time for us, answered questions promptly and fitted in appointments around our working schedules, including in evenings, at no extra cost.
Ours wasn’t a straightforward mortgage to obtain but Marc was reassuring and active throughout to get us the best deal possible. When our circumstances changed, he independently chased better deals as the interest rates reduced without our prompting.
We have recommended him to family and friends and will certainly ask him to help us again when the time comes to remortgage.
His perseverance is massively appreciated and I would highly recommend him to anyone. He is always honest, clear and easy to understand which is essential when managing expectations.
Thanks for a stella job Mr Kavanagh!
I also appreciated our conversations about market outlooks—they were insightful and engaging. Marc is also very responsive to any queries, ensuring that I felt informed and reassured at every step. His emails were always detailed, methodical, and easy to follow.
I highly recommend Marc and will undoubtedly work with him again in the future. Absolute top guy!!
Years.
Marq proved himself to be a fantastic broker in every way.
He was professional and highly knowledgeable as one would want, but he also kept the journey and guidance straightforward throughout.
We were novices and this was invaluable on a journey that is full of big decisions. He really fights your corner for you.
I have no hesitation recommending Marq to you and would use no other broker next time we need such services.
Thank you Marq!!
Marc's expertise are unmatched. His guidance and personable approach made me feel like I was in safe hands throughout the entire process.
Marc took the complexities of the Mortgage process, walking me through every option with patience and clarity. I am incredibly grateful for his tireless dedication in finding me a fantastic Mortgage rate. I would highly recommend Marc to anyone seeking a knowledgeable Mortgage advisor.
Update: Marc also advised us on our remortgage two years later, including advising on a last minute legal hurdle when solicitors were being very difficult and opaque, and getting us a better rate at the last minute when new rates came through the day before we were due to complete. Thank you Marc!
It’s so hard to find trustworthy, kind and supportive people to help when buying a property, so we really feel as though we hit the jackpot when finding Marc (who was a recommendation from my friend).
Thank you again Marc, for everything you have done for us both, I don’t think we’ll be able to put it into words how grateful we are to have chosen you to be our mortgage broker!
Made the whole process incredibly easy from start to finish, adding advice from years in the business every step of the way. We will definitely be coming back to Marc in the future.
Anyone thinking about choosing a mortgage advisor, Marc is your man!
Marc Kavanagh has given me very good advice over the years and got some excellent mortgage deals for me.
First and foremost they're great to deal with, helping us grow from first time buyers through new mortgage deals, sales and further purchases. Always going the extra mile to get the best deals available. Highly recommended.
For my most recent mortgage renewal, Marc has been excellent at monitoring rate changes and letting me know when there is a better offer even though a new agreement was already in place.
Would definitely recommend to anyone looking for a mortgage advisor.
Sooz supported the finer detail of the process and went over and above in so many situations for us. She was highly responsive and kept everything moving at pace for us. Nothing was too much of an ask for her and she took so much stress out of it all.
Great business & great people!
He took the time to thoroughly understand my financial situation, goals, and preferences and provided me with comprehensive advice and guidance that helped me navigate the complex market conditions. He made sure I understood every step of the house buying process in general and diligently explained my options.
One of the standout qualities about Marc, and Sooz!, were their accessibility, responsiveness and proactiveness. They were always just a phone call or email away, ready to answer any questions or concerns.
Thank you Marc and Sooz!
Both Marc and Sooz were more than helpful throughout, patient and showed true professionalism. The advice offered was honest, which at the current time, given the uncertainty of the market was appreciated, it was to the point and Marc’s knowledge of the market was clear.
We are truly grateful for the help given, with our only regret being we didn’t make contact earlier than we did. I would highly recommend.
The main strength of MK Mortgages is their personal touch. Marc is almost always available on the phone- he has helped us from purchase and through two renewals. He listens well, explains things clearly and we feel he really cares.
Sooz is super efficient and deals with the admin side (a minefield in its own right)- she sends reminders near the time of renewal (way before you’ve even thought about it) and is always quick to respond to emails. No question is too silly!
Both Marc and Sooz have a warm manner than reassures you that you’re in safe hands. They know their stuff and always place their clients at the centre of their decision making.
We wouldn’t re-mortgage with anyone else. As our family continues to grow, I’m sure they’l help us more in the years to come.
MK Mortgages save us so much time and allows us to side/step the jargon and feel more confident in navigating these most turbulent of financial times.

Forces Help to Buy Scheme
Fee-free mortgage advice for those serving in the armed forces, or embarking on civilian life. How the Forces Help to Buy Scheme works.

The no-nonsense approach to mortgage advice
Contact MK Mortgages
Please use the contact form to get in touch. The earlier you start the process the better.
Marc Kavanagh is a non-fee charging, whole of market mortgage adviser, providing advice purely for your benefit.